Chase sapphire reserve annual fee is increasing in 2020 big chances are coming to the chase sapphire reserve card including a higher annual fee and the addition of lyft and doordash benefits. I was in a similar situation as you refunding the 95 csp fee by upgrading to csr after 2 years and although i got my 2nd year 95 af refunded i was told i was not eligible for the csr bonus. I assume that s the demographic they re targeting wealthy urbanities.
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