Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card.
Chase sapphire preferred credit score approval.
Tips on how to get approved for the chase sapphire preferred.
The chase sapphire preferred card is one of those cards affected by this rule.
According to credit karma the chase sapphire preferred s average required score is 736.
So if you ve opened at least 5 new credit card accounts in the last 24 months it is extremely unlikely you would be approved for the chase sapphire preferred card.
Your overall credit score is just 1 part of the equation.
For the 6 of cardholders below 600 and perhaps even the 11 below 650 it s likely their scores took a hit sometime after having already been approved for the card.
The chase sapphire preferred currently has a bonus offer of 80 000 chase ultimate rewards points after spending 4 000 in the first three months from account opening.
The chase sapphire preferred is a great card and chase won t just approve anyone for it.
Final word on chase sapphire preferred approval odds.
This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card.
However it s certainly possible to be approved for the chase sapphire preferred as a beginner.
If you have a decent credit history a few accounts 3 to 5 years old or more a decent score somewhere close to 720 and an income of 50 000 you probably have some good odds of being approved.
This is the biggest bonus for a personal chase credit card that earns chase ultimate rewards points so you ll want to do everything you can to ensure a successful.