Chase sapphire preferred credit history issue.
Chase sapphire preferred credit card credit score.
My credit score on credit karma is a 750 avg and over 800 in the real world by the big 3 credit bureaus so go figure.
Accounts subject to credit approval.
You can only access the benefits available with your current credit card.
After all tpg contributor ethan steinberg had no trouble getting approved for the chase sapphire preferred as his first card.
Your chase sapphire preferred account must be open and not in default to maintain subscription benefits.
Chase is running a valuable promotion right now concerning its chase sapphire preferred credit card which i ve written about here.
Your overall credit score is just 1 part of the equation.
The chase sapphire preferred card is one of those cards affected by this rule.
Restrictions and limitations apply.
And the typical low score is 646.
However it s certainly possible to be approved for the chase sapphire preferred as a beginner.
Currently you can earn 80 000 bonus points after spending 4 000 within three months of account opening.
I know some have been approved with a much lower credit score so i would assume if you currently have an account with chase you may have a better chance than someone like me that has no ties to chase at all.
Our research indicates that you need a credit score of at least 645 to qualify for the chase sapphire preferred card.
We like this card because it offers many of the same benefits as the chase sapphire reserve card for a much smaller annual fee.
Chase sapphire preferred card.
Sapphire preferred credit cards are issued by jpmorgan chase bank n a.
So if you ve opened at least 5 new credit card accounts in the last 24 months it is extremely unlikely you would be approved for the chase sapphire preferred card.
According to credit karma the chase sapphire preferred s average required score is 736.
The average score among cardholders is 736.
But it s not so easy to get.
645 credit score needed one of the top cards our experts recommend is the chase sapphire preferred card.