What credit score is needed for chase sapphire preferred.
Chase sapphire preferred approval requirements.
And the typical low score is 646.
If you didn t get the instant approval you may get a message saying a decision will be made in 7 10 business days.
Restrictions and limitations apply.
There are a few factors that chase looks at before approving the chase sapphire preferred card.
Final word on chase sapphire preferred approval odds.
Your chase sapphire preferred account must be open and not in default to maintain subscription benefits.
But sometimes even.
Freedom amazon southwest with a total credit of.
One of the most important factors is your credit score.
Basically many chase credit cards including this one are subject to what s known as the 5 24 rule which means you won t be approved for a chase sapphire preferred card if you ve opened five or more credit card accounts within the last 24 months.
If you have a decent credit history a few accounts 3 to 5 years old or more a decent score somewhere close to 720 and an income of 50 000 you probably have some good odds of being approved.
I have three cards from chase.
After all tpg contributor ethan steinberg had no trouble getting approved for the chase sapphire preferred as his first card.
Tips on how to get approved for the chase sapphire preferred.
Accounts subject to credit approval.
According to credit karma the chase sapphire preferred s average required score is 736.
Approval time for chase sapphire preferred.
You also need to be under chase s 5 24 rule.
Chase sapphire reserve vs chase sapphire preferred review.
Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card.
You can only access the benefits available with your current credit card.
A credit score of at least 700 is usually required to be approved for the chase sapphire preferred card.
If you ve applied for 5.
The chase sapphire preferred currently has a bonus offer of 80 000 chase ultimate rewards points after spending 4 000 in the first three months from account opening.
You usually need an excellent credit score.
The chase sapphire preferred is a great card and chase won t just approve anyone for it.
In this case your new chase sapphire preferred card will be sent to you within 2 weeks.
Approval factors for chase sapphire preferred.
Sapphire preferred credit cards are issued by jpmorgan chase bank n a.
The chase sapphire reserve has slightly stricter approval requirements than its little brother the chase sapphire preferred card.
Reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher.
